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Cheryl Johnson

Christmas After Credit Cards

© Cheryl Johnson
Cheryl Johnson is a mother of four helping herself and others become and remain debt free. Publisher of Simple Debt Free Living at - a self-help plan, ideas, and resources for a simple proven debt elimination strategy, household budget planning, frugal living, and practical home business ideas. Money saving tips for monthly bills, home decorating, gifts, weddings, groceries, clothing and much more save money every day.


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